What is a Robo Advisor?

Robo Advisor vs Index Funds vs Target Date Funds: What’s Different

If you’re thinking about an easy way to save for retirement, you might be considering a robo-advisor, an index fund, or a target date fund. These are all popular choices to build a diversified portfolio without too much hassle or cost. But what makes them different, and which one is right for you?  This article […]

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World Nomads Travel Insurance Review 2023

World Nomads Travel Insurance Review 2024

Cost: Flexible travel insurance. Prices depend on: What is World Nomads travel insurance? In business since 2002, World Nomads is an emergency medical insurance provider for international travelers. The company specializes in nomad insurance and adventure holidays. World Nomads provides 24/7 emergency services through its partnership with Generali Global Assistance. Clients have medical benefits, trip

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Quicken Simplifi Review: A Birds-Eye View of Your Finances

Source: Quicken Simplifi by Quicken is a paid personal finance app that gives you a birds’-eye view of your money from income to investment.  The tool connects to your financial accounts and uses the information to help you budget, save, and spend more responsibly. Plus, it analyzes your data and presents insights via easy-to-read visuals

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2024 Financial Trends: 10 Predictions for the Year Ahead

Peak interest rates, a presidential election, and geopolitical uncertainty — 2024 is already primed to be another potential shapeshifter. Questions remain about inflation, interest rates, housing prices, investment portfolios, and conflicts abroad. As the strong economy moderates and the path of interest rates comes down, here are the 10 2024 financial trends we have our

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Schwab Intelligent Portfolios Review: Your Personalized Path to Investing

Schwab Intelligent Portfolios, provided by Charles Schwab, is a leading robo-advisor service in the US. Popular with investors, it’s designed to offer them a hassle-free, cost-effective portfolio tailored to their specific goals, risk comfort, and investment duration.  This service takes charge of constructing and managing a diverse exchange-traded funds (ETF) portfolio, allowing investors to start

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How to Find Professional Financial Help

Are you nearing retirement age and feeling overwhelmed by the thought of financial planning? You’re not alone. Most of us have faced life’s unexpected twists like children, divorce, unemployment, or late starts in financial planning and find ourselves in a similar boat. If you need help, financial planning isn’t just for the wealthy. Let’s explore

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529 Plans: your Chronic Portfolio Underperformers if You’re not Careful

Whether you’re saving for your own education or your children’s, you’ve probably run into 529 plans. Many tout these state-sponsored, tax-advantaged accounts as one of the best ways to stash cash for your family’s educational future. But you might be shocked to learn that these specialty plans don’t have the best track record.   What are

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5 Quick Tips to Simplify Your Freelancer Budget

In another article, we showed you how to budget as a freelancer by projecting your income and expenses. But knowing the steps to building a freelance budget and actually putting it into practice are two different beasts. That’s why we’re back with some handy tips to simplify your freelancer budget – and, hopefully, avoid triggering

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6 Ways 401(k)s Aren’t All They’re Cracked Up to Be

When you Google “best retirement accounts,” 401(k)s frequently top the list. There’s good reason for that: they’re quick and easy to sign up for and managed by a third-party firm. But despite being billed as one-size-fits-all solutions, for some, they’re among the worst retirement accounts available.  Here are 6 reasons your 401(k) might not be all they’re

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