Everything You Didn’t Know to Ask About Debt: A Comprehensive Guide

Leave a Comment / Debt Routes, Financial Base Camp /

The New York Federal Reserve reports that total consumer debt reached $17.5 trillion in 2023. Though the vast majority – $12.25 trillion – stems from mortgages, or “good” debt, that’s a lot to owe. (Especially given consumers’ $1.1 trillion in credit card debt.) At this rate, almost all Americans carry some type of debt: mortgages, credit cards, personal loans. […]

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Unlocking Secrets to a Longer Healthspan: 10+ Modern Science-Backed Tips

Leave a Comment / Healthcare Harbor, Your Village /

Our most valuable asset is time, and in lockstep with that, our health. One of my favorite old Chinese proverb’s is, “If you have a green mountain (filled with luscious trees), you’ll always have firewood to use.” How do you maintain a green mountain? By maintaining good health. It’s a poignant reminder about nurturing our

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Car Insurance

Car Insurance is Too Cheap: Why You Need Umbrella Insurance

Leave a Comment / Financial Base Camp, Insurance /

Most of us secure our homes and vehicles with insurance policies tailored to protect them against particular risks. Yet, standard insurance won’t shield you from damaging lawsuits. Litigation could threaten your assets and your future income. In such cases, umbrella insurance is a vital safeguard. This insurance provides an extra layer of protection beyond your

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Save money for retirement with a Solo 401k

Solo 401k Contribution Calculator

Leave a Comment / Family Finances, Financial Base Camp, Retirement Reef, Tax Terrain /

Being self-employed doesn’t mean you miss out on workplace retirement plans. With a solo 401(k) plan, you can sock cash away for your retirement in a tax advantaged savings plan even if you are working for yourself.   Tax Advantaged Savings: Solo 401(k) aka Self Employed 401(k) A Solo 401(k) plan is defined by the Internal

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front page of interactive brokers

How to Open an Interactive Brokers Account

Leave a Comment / Financial Base Camp, Investing Itinerary /

Interactive Brokers (IBKR) is one of the world’s largest and most popular online brokers, offering an extensive array of products and services. From stocks, options, futures, and forex to bonds, ETFs, mutual funds, and more, IBKR caters to a diverse range of investment needs. Boasting low commissions, advanced trading platforms, and robust research tools, it

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money saving habits to grow wealth

10 Good Money Habits to Grow Wealth

Leave a Comment / Family Finances, Financial Base Camp, Saving Sanctuary /

Developing good money habits is vital for financial stability. But, it’s not always easy. With some help, you can enhance your financial well-being by adopting proven techniques from renowned experts such as James Clear, Charles Duhigg, and Chip and Dan Heath. This comprehensive guide covers everything from setting SMART goals to automating savings, providing a

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Beat Medical Debt: How to Reduce Your Medical Bills

1 Comment / Debt Routes, Healthcare Harbor /

For many Americans, “medical crisis” and “debt” go hand-in-hand. Though just 6% of the population owes over $1,000 in medical debt, nearly 20% of households have fallen overdue. Fortunately, unlike credit card and student loan debt, it’s easier to engage in medical bills negotiation. Administrative errors, unknowingly receiving out-of-network care, even poorly-worded diagnoses can all jack up your bill.

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Betterment Review

Betterment Review: Affordable Robo-Advising for All

Leave a Comment / Investing Itinerary, Personal /

Investment decisions can be fraught with emotions, leading to less-than-ideal outcomes. So why not put your trust in the impartial guidance of robo-advisors? Say goodbye to uncertainty and let technology drive your financial success! Meet Betterment, your digital money guru who merges advanced tech designed with human expertise to transform your finances. Betterment’s specialty? Crafting

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